Get Your Money Fast

We provide busines owners with approval in
24 hours and funding in as little as 3 days.

All Credit Considered

Our approval process isn't solely based on credit, we also consider your business performance.

Affordable Financing

We offer owners Small Business Loans, Merchant Cash Advances, Lines of Credit & Bridge Loans.

Our Programs

We offer a variety of affordable financing solutions to meet your business needs.

Small Business Loan

Best for businesses with
predictable cash flow
  • Amount based on gross revenue
  • Simple repayment terms
  • Higher approval rates
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Cash Advance

Best for businesses with
high credit card volume
  • Qualify based on montly credit card sales
  • Repay based on daily credit card revenue
  • All credit scores are considered
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Line of Credit

Only incur costs on funds you actually draw
  • Larger approval amounts
  • Quckly access funds
  • Greater flexbility
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Education Center

Learn more about our lending practices and programs

How it Works

How it all works

Unlike more traditional lending which requires collateral and often personal guarantees, our financing is simply based on your business performance. To qualify, you must have been in business for at least 1 year – sorry, no start-up loans.

We use our proprietary estimation tools to predict the future performance of your business and purchase some of your future revenue. Since we are advancing you this revenue up front, we build in a fee to cover our costs and risk.

Our success is completely tied to your business success. In the unlikely event that your business cannot continue operating, your personal assets are safe.

Small Business Loan

Small Business Loan Program

The small business loan program is structured in a way similar to a regular loan. The total amount to pay back is divided into even payments which get deducted from your business bank account automatically on a daily basis – business days only. You can plan your finances very accurately and have a clear paid off date.

While this program locks in a fixed daily repayment amount, it also comes with the lowest rates we can offer because the repayment timeframe is more predictable on our end.

Merchant Cash Advance

Merchant Cash Advance Program

The merchant cash advance program offers the most flexibility of any of our programs. To qualify, you must accept credit cards. The way repayment works for this program is that we agree on a small percentage of your credit card transactions that will be split off to pay back the advance. We can work with most credit card processors or can even refer you to one of our partner processors.

The big advantage with this program is that daily repayment amounts are not fixed but rather go up and down with the amount of business you do. If you have a great few days and process more than your average, your repayment will automatically be accelerated. On the other hand, if you experience a slow week or even month, your payment amount will be lower to give you some breathing room.

Your Success Comes First

Your success comes first

Many lenders look to tie up business owners with terms that will guarantee failure. The problem is that they don’t care. They will get paid eventually no matter what because of the types of legal hooks they build into their agreements and the fact that they require personal guarantees and collateral.

We are different in that we cannot operate unless your business thrives. It is in our best interest to give you the financing your business needs and can easily support. We gain nothing if we sign you up for financing that you cannot realistically pay back. It is all about helping your business prosper and grow.

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